Accident Fund Insurance Company of Michigan
Accident Fund offers workman’s compensation coverage on a stand-alone basis.
Represented since 1973.
Affirmative
Affirmative is a sub-standard auto insurer available for those individuals with poor driving records or lapses in coverage.
Represented since 2001.
Blue Cross Blue Shield of Michigan
BCBS is our health insurance carrier of choice, offering plans for both groups and individuals.
Represented since 1989.
Bristol West Insurance Group
Bristol West offers personal auto insurance for both the standard, people with good records and continuous coverage, and sub-standard, for people with lapses in coverage or ticket and accidents, markets.
Represented since 2000.
EMC Insurance Companies
EMC has shifted their focus, becoming strictly a commercial lines insurance carrier, offering commercial insurance packages and business owner packages. They offer several specialized insured packages for both public institutions and private businesses. Represented since 1991.
Farmers and Merchants Mutual Fire Insurance Company
Proudly represented by three generations of our family since 1965 and based locally in Calumet Michigan, Farmers and Merchants writes coverage on homes, seasonal properties, rentals, manufactured homes and farms.
Represented since 1973.
Fremont Insurance Company
Fremont is our primary multi-lines insurance carrier, offering personal insurance, farm coverage and commercial insurance packages. With multi-policy credits and many group and association discounts, they are a great option for many of our clients. Fremont is also the second largest insurer of farms in Michigan.
Represented since 2002.
Great Lakes Mutual Insurance Company
Located in nearby Kearsarge Michigan, Great Lakes offers insurance coverage on homes, rentals, seasonal properties and vacant dwellings.
Represented since 2003 and as UP Mutual since 1973.
North Pointe
North Pointe offers liquor liability and related commercial property coverage.
Represented since 1991.
Michigan Basic Property Insurance Association
Michigan Basic offers personal property coverage on homes and rentals that out insurance carriers will not write. They are the “pool” or state placement facility.
Michigan Workman’s Compensation Placement Facility
The MWCPF is the “pool” or state facility for the hard to insure work comp policy or for those that have had a poor loss record.
Through association with these general agencies we have access to additional products.
Alta Pro - professional liability insurance
Burns and Wilcox – for hard to place commercial polices
Grand General Agency – access to manufactured home, motorcycle, flood and many other product lines:
- Aegis Insurance Company
- American Bankers National Flood Insurance
- American Modern Insurance Company
- American Reliable Insurance Company
- Fireman’s Fund
Insurance Associates – individual and group life
The Iroquois Group – commercial property and apartment buildings